I’m a new employee/grad, any experience on this, is this good enough for young people? There are a number of other profiles with better ratings on the BBB for different locations of Kaiser, however in our example above, we used the company’s headquarters. For a list of companies that we recommend, visit our Best Insurance Companiespage. view profile. Thanks Kaiser Permanente received a stellar score of 83.59 overall in the 2020 Best Health Insurance … Is Kaiser A Good Health Insurance? It really is designed by and for physicians. How to compare the best health insurance plans. Reviewed by Health Insurance. The more quotes you compare, the more chances to save. .quote-new-360-mda .responsive-mda .mda-contents { margin: 10px 10% 30px 10%; } They are great for basic health care. Insure.com gives the company an 83.64% customer satisfaction rating. For High customer satisfaction When evaluating rates, please verify directly with your insurance company or agent. } And choosing the best plan is tricky whether you have to buy insurance on your own or just figure out which plan to sign up for at work. Based on your health care needs and the information above, come up with a list of questions for the employer or their human resources representative. Matt Benore PRO. 3998 POINTS. Contact Me. As a lifelong patient of Kaiser Permanente, I would say Kaiser is good for basic, health-maintenance services, but bad if you actually have a life-threatening condition. Kaiser Foundation Health Plans (KFHP) work with employers, employees, and individual members to offer prepaid health plans and insurance. Written by Additionally, they are not-for-profit, which some people may find as an added benefit. Wow... are all of their service bad to you? You choose your providers, you can see any specialist you want, customer service is fantastic. Unless you go to an ER AND are admitted for your emergency reason, you're SOL with Kaiser as far as them picking up your bill. Agreed. Power & Associates and has … Usually just finding someone to talk to is a fight all on it's own but emergency care with Kaiser is a call away. Kaiser ranked the highest in six regions, Maryland, South Atlantic, California, Virginia, Northwest and Colorado. The plans are designed for people 65 and over, and for people with certain qualifying disabilities or conditions. Asked October 2, 2014 in . Is Kaiser health insurance good? You must use Kaiser providers when you have them as the insurer. Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it. All insurance rates, products, and services are presented without warranty and guarantee. While the F rating still seems a bit harsh, the BBB is known to be quite strict with regards to unresolved complaints. I knew a girl with a rare form of breast cancer and they refused her some type of treatment (I don't remember details) because it wasn't offered by them. .quote-new-360-mda .responsive-mda .mda-contents { margin: 10px 0% 30px 0%; max-width: 100%; } Blue Cross Blue Shield began one of the first health plans in the United States. } I had fed Kaiser in northern and southern ca - was very upset when I moved to a state without it. As you’re changing jobs and deciding between HMO, PPO, EPO, or POS health plans, your first step is to ask questions. Its plans are available in eight states and Washington, D.C. Kaiser Permanente offers quality patient treatment and care through its networks, which also makes it a good option. They were founded in 1945 by Henry Kaiser and Sidney Garfield, and are headquartered in Oakland, California. Kaiser is often described as a 3-in-1 product, because it provides life insurance, gives long-term healthcare benefits, and acts as an investment fund. Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. More posts from the FederalEmployees community, Looks like you're using new Reddit on an old browser. } background: none; What to consider when choosing a health insurance plan. Is Kaiser HMO a good health insurance plan to buy? BCBS is a PPO. This or BCBS? To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. Kaiser is unique among the California carriers and it literally created its own model! It’s so efficient and easy to navigate. Eric Stauffer is a former insurance agent and banker turned consumer advocate. Please do not go with them. Kaiser Permanente is a good place to start when searching for health insurance services. We're pretty happy with Kaiser. Leslie Kasperowicz I have BCBS basic but also thinking about their new option BCBS focus which the premium is cheaper but lots of out-of-pocket cost if get admitted or procedures done. Our opinions are our own. }. The pro is you can do everything in one building usually. So if I already know the doctor I want, does that make Kaiser… It’s open enrollment season for health insurance. It offers medical care through its managed care organization and network of Kaiser Foundation hospitals and medical centers. No no no no no no no. Everything from primary care to maternity. Quotes and offers are not binding, nor a guarantee of coverage. Kaiser Permanente received a stellar score of 83.59 overall in the 2020 Best Health Insurance Companies survey, which gave it a ranking of 4th. Employers seeking domestic health insurance for their employees can find good plans from both Aetna and Kaiser Permanente. }. } The health plans are not-for-profit and provide infrastructure for and invest in Kaiser Foundation Hospitals and provide a … Serious question - is getting an HDHP and maxing out an HSA really the best idea for folks in a pandemic ? Physical health they do pretty darn good with if you don't have anything rare, mental health treatment is shit except for crisis care, which is actually pretty awesome. This works just fine for the vast majority of healthcare needs. I love it. Comparison shopping should be easy. @media (max-width: 985px) { We aim to be your first stop for insurance questions and to save you money on your insurance with our free policy quotes from the trustworthy companies in our nationwide network of insurance providers. 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